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Card payments can be reversed (chargebacks), but crypto withdrawals are irreversible. Many platforms reduce fraud risk by delaying withdrawals for card-funded purchases.
It is uncommon on regulated platforms. Some users get faster access after completing stronger verification or using alternative funding methods like bank transfer or existing crypto balances.
Speed depends on the chain and congestion. Many users pick TRC20 for low fees and quick confirmations, while ERC20 can be more expensive during network congestion.
A common route is: buy the chain-native coin (ETH/BNB/SOL), send to a non-custodial wallet, then swap on a DEX. This avoids exchange withdrawal holds in some cases.
Wrong network selection, network congestion, compliance checks, minimum withdrawal limits, and card-purchase holding periods are the most common causes.